Use Your HSA/FSA for
AI Fitness Coaching
Level may qualify for HSA/FSA reimbursement with a Letter of Medical Necessity. Get yours online in minutes through our partner Dr. B, then use pre-tax health dollars for personalized AI coaching — and save 20-40%.
How It Works
Get an LMN from Dr. B
Complete a short online evaluation with Dr. B, our telehealth partner. Their licensed providers issue your Letter of Medical Necessity in minutes if you qualify — no appointment needed.
Subscribe to Level
Sign up for Level Pro at $20/month. Start with a 14-day free trial — cancel anytime.
Submit for reimbursement
Send your receipt and LMN to your HSA/FSA administrator. Direct HSA/FSA card payments coming soon.
Qualifying Health Conditions
A healthcare provider can issue an LMN for Level if you have a condition where structured exercise is part of the treatment plan. Common qualifying conditions include:
Obesity
BMI of 30 or higher, or BMI of 25+ with related health risks
Type 2 Diabetes
Exercise is a first-line treatment for managing blood sugar
Hypertension
High blood pressure that benefits from regular physical activity
Chronic Pain
Back pain, joint pain, or musculoskeletal conditions improved by exercise
Cardiovascular Disease
Heart disease risk factors that respond to structured fitness programs
Anxiety & Depression
Mental health conditions where exercise is part of the treatment plan
Save 20-40% with Pre-Tax Dollars
Level Pro is $20/month. Paying with HSA/FSA funds uses pre-tax income, effectively reducing your cost to $12-16/month depending on your tax bracket.
$20
Regular price
~$12-16
With HSA/FSA
Frequently Asked Questions
What is HSA/FSA?
A Health Savings Account (HSA) and Flexible Spending Account (FSA) allow you to set aside pre-tax dollars for qualified medical expenses. This means you can save 20-40% on eligible health costs, depending on your tax bracket.
How does a fitness app qualify for HSA/FSA?
The IRS allows HSA/FSA funds to be used for medically necessary expenses. When a licensed healthcare provider determines that a structured fitness program is necessary to treat or prevent a specific condition, they issue a Letter of Medical Necessity (LMN) that makes the expense eligible.
What is a Letter of Medical Necessity (LMN)?
An LMN is a document from a licensed healthcare provider stating that a specific product or service is medically necessary to treat, mitigate, or prevent a diagnosed condition. For fitness apps like Level, the LMN establishes that your personalized training program is part of your medical treatment plan.
How do I get a Letter of Medical Necessity?
You can request an LMN from your primary care physician or specialist. Level has also partnered with Dr. B, a telehealth service that specializes in evaluating patients for HSA/FSA eligibility, so you can get your LMN online in minutes without needing to schedule a visit with your doctor.
How much can I save?
Level Pro costs $20/month ($240/year). With HSA/FSA funds, you are paying with pre-tax dollars, which typically saves 20-40% depending on your tax bracket. That means Level could effectively cost as little as $12-16/month.
Can I use my HSA/FSA debit card to pay?
We are working on enabling direct HSA/FSA card payments at checkout. In the meantime, you can pay with a regular card and submit your receipt along with your LMN to your HSA/FSA administrator for reimbursement.
Start Training with Level
Start with a 14-day free trial. Get your LMN and start using pre-tax dollars for your fitness.
Start Your Free Trial$20/month after trial. Cancel anytime.